FinCow
Survey
Fund Universe
About
Risk Profile Survey
What is your Age?
Choose…
Under 25
25–39
40–59
60+
What is your marital status & number of dependents?
Choose…
Single, no dependents
Married/partnered, no dependents
Married/partnered, with dependents
Single, with dependents
What is your employment status?
Choose…
Full-time employed
Part-time / contract / gig economy
Self-employed / business owner
Retired / not in workforce
Student
How stable is your income relative to expenses?
Choose…
My net income comfortably exceeds my monthly expenses
My net income slightly exceeds my monthly expenses
My net income barely covers my expenses
My expenses exceed my income (deficit)
How many months of living expenses are covered by your emergency fund (liquid savings)?
Choose…
< 1 month
1–3 months
3–6 months
6+ months
What is your level of debt & liabilities?
Choose…
No significant debt
Some manageable debt
High debt load
Approx. % of your net worth to invest in this portfolio?
Choose…
Below 10 percent
10–30 percent
30–50 percent
Over 50 percent
Any major financial commitments in the near future? *Multiple choice*
Home purchase
Child’s education
Large medical expense
Business investment
Other major expense
None
What is your primary investment goal?
Choose…
Preserve capital (beat inflation, minimal risk)
Generate income (dividends/interest)
Grow wealth (medium-term)
Long-term growth (retirement, estate)
Speculative gains (higher risk/higher reward)
Expected time horizon for this investment?
Choose…
<3 years
3–5 years
5–10 years
10-15 years
15+ years
When might you need to withdraw a significant portion?
Choose…
< 3 years
3–7 years
7–15 years
15+ years
How important is liquidity (cash access) to you?
Choose…
Extremely
Somewhat
Not very
How would you describe your investment experience?
Choose…
None (completely new)
Basic (funds only)
Moderate (stocks/bonds)
Extensive (manage own portfolio, multiple asset classes)
How do you feel about short‑term market fluctuations?
Choose…
Very uncomfortable
Somewhat uncomfortable
Neutral
Comfortable
If your portfolio lost 10% in a month, what would you most likely do?
Choose…
Sell everything to avoid further losses
Sell some, move to safe assets
Hold
Buy more
If it lost 30% over 6 months, how would you react?
Choose…
Extremely anxious; likely sell
Concerned; might reduce exposure
Uncomfortable but would hold
View it as a buying opportunity
Which statement best describes your view on gains vs. losses?
Choose…
Avoid any loss (even low returns)
Accept small losses for steady returns
Accept moderate losses for higher returns
Accept significant volatility for higher potential returns
Have you ever sold an investment quickly after a short‑term drop?
Choose…
Yes & regretted it
Yes & felt right
No, I held on
Never faced it
Do you get stressed by market news or day‑to‑day volatility?
Choose…
Very stressed
Somewhat stressed
Rarely stressed
Not stressed
Would you like to include alternative assets (e.g., real estate, private equity, hedge funds)?
Choose…
Yes
Possibly
Not sure
No
Any upcoming changes in your income?
Choose…
Increase expected (promotion, windfall)
Decrease expected (job uncertainty, retirement)
No significant changes
Do you have sufficient insurance coverage?
Choose…
Yes
Some coverage
No
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